You’re potentially saving money by accounting for every dollar.While you examine these card benefits, keep in mind two things: (Photo courtesy of Divvy) Sign-up bonusīad news here as the Divvy Business Card currently offers no sign-up bonus. Divvy is one company utilizing technology to transform a company’s approach to expense management. If you can’t get a credit line but still want Divvy’s benefits, you can prepay your account and use the Divvy platform to withdraw from your available funds. But Divvy also offers a helpful (and unlisted) feature for those with poor credit, or even no credit: Divvy Credit Builder accounts (or prepaid accounts). It shouldn’t count against your Chase 5/24 status, as most small business cards don’t appear on your personal credit report.ĭivvy stipulates that this credit card is for those with “good to excellent” credit. This card also may appeal to you if you’ve already opened most other popular small business cards and are looking for something outside the realm of Chase, Amex, Citi, etc. Related: 7 credit cards every freelancer should have in their wallet However, if you have a small payroll with limited needs to extend lines of credit to employees, some of the card’s most unique features won’t be of use to you.
It’s very handy no matter the size of your business, as it automates much of the clerical minutiae of owning a small business (we’ll get into that later).
The Divvy Business Card is a small business credit card, meaning it’s a good option for organizations that are growing quickly as well as sole proprietors just looking to take more control over their business spending.
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